Vanguard Financials ETF
Data as of October 30, 2026. VFH closed at $137.32.
VFH covers the whole U.S. financial sector, reaching into mid and small caps that XLF skips, including regional banks and smaller insurers.
| Issuer | Vanguard |
|---|---|
| Strategy | Tracks the MSCI US Investable Market Financials 25/50 Index |
| Category | Sector |
| Inception | January 26, 2004 |
| Annualized total return | +0.8% over one year, +19.6% a year over three years, +9.2% a year over five years |
| Main risk | Financials are cyclical, and regional banks add credit risk. |
| Year | Paid per share | Change |
|---|---|---|
| 2026 (to date) | $1.68 | — |
| 2025 | $2.08 | +0.5% |
| 2024 | $2.07 | +7.8% |
| 2023 | $1.92 | +0.5% |
| 2022 | $1.91 | +5.5% |
| 2021 | $1.81 | — |
| Recent ex-date | Amount |
|---|---|
| September 23, 2026 | $0.446 |
| June 24, 2026 | $0.852 |
| March 24, 2026 | $0.379 |
| December 17, 2025 | $0.675 |
| September 24, 2025 | $0.419 |
| June 26, 2025 | $0.472 |
Per-share cash distributions, adjusted for splits. Includes special and capital-gains distributions. Confirm exact amounts with Vanguard.
| Holding | Weight |
|---|---|
| JPMorgan Chase & Co | 10.4% |
| Berkshire Hathaway Inc Class B | 8.3% |
| Visa Inc Class A | 7.1% |
| Mastercard Inc Class A | 5.3% |
| Bank of America Corp | 4.2% |
| The Goldman Sachs Group Inc | 2.9% |
| Wells Fargo & Co | 2.9% |
| Morgan Stanley | 2.6% |
| Citigroup Inc | 2.6% |
| Charles Schwab Corp | 1.9% |
| Ticker | Yield | Expense Ratio | Pays | 1Y Return | 3Y Return |
|---|---|---|---|---|---|
| DVY | 3.29% | 0.38% | Quarterly | +10.8% | +16.3% |
| VYM | 2.25% | 0.04% | Quarterly | +12.7% | +17.7% |
| VFH | 1.71% | 0.09% | Quarterly | +0.8% | +19.6% |
| XLF | 1.46% | 0.08% | Quarterly | +0.6% | +19.0% |
Returns assume distributions are reinvested; periods over one year are annualized.
1.71% on a trailing 12-month basis as of October 30, 2026: $2.35 of distributions per share on a $137.32 price. That is about $171 a year on a $10,000 investment. The yield moves with the share price and with each payment.
No. VFH pays quarterly. See our list of ETFs that pay monthly dividends if you need monthly income. The most recent ex-dividend date in our data was September 23, 2026, at $0.446 per share.
0.09% a year, or about $9 per $10,000 invested. The cost is taken from the fund's assets, so you never see it as a separate charge.
Mostly qualified dividends.
A broader alternative to XLF for investors who want smaller financial companies too. The main risk: financials are cyclical, and regional banks add credit risk. This is general information, not personal advice.