SCHD

Schwab U.S. Dividend Equity ETF

3.89% Yield
$71.0B
Assets Under Management
0.06%
Expense Ratio
Quarterly
Distribution Frequency
2011
Inception Year

The Verdict

Best for investors seeking quality dividend growth stocks with competitive yield and rock-bottom fees.

About SCHD

SCHD focuses on high-quality U.S. dividend growth stocks with a proven track record. The fund emphasizes established industry leaders with strong fundamentals, sustainable dividends, and consistent growth potential. Best for investors seeking a balance between yield and long-term capital appreciation.

High Yield Dividend Growth Low Cost

SCHD objective and key facts

SCHD's objective is to track, before fees, the total return of the Dow Jones U.S. Dividend 100 Index. The index starts from U.S. stocks with at least 10 consecutive years of dividend payments (REITs excluded). It then ranks them on cash flow to debt, return on equity, dividend yield, and five-year dividend growth, and keeps the top 100.

IssuerCharles Schwab Asset Management
IndexDow Jones U.S. Dividend 100 Index
Expense ratio0.06% ($6 a year per $10,000 invested)
HoldingsAbout 100 U.S. stocks, reconstituted annually in March
Dividend scheduleQuarterly — paid in March, June, September, and December
Share split3-for-1 in October 2024. Per-share dividends before that date are three times larger than today's.
InceptionOctober 2011

Top 10 Holdings

Company Weight
Amgen Inc4.2%
Cisco Systems4.1%
AbbVie Inc4.0%
Merck & Co3.9%
Coca-Cola Co3.8%
Lockheed Martin3.7%
Chevron Corp3.6%
Bristol Myers Squibb3.5%
PepsiCo Inc3.4%
Texas Instruments3.3%

Sector Allocation

Financials: 18.5%
Health Care: 17.2%
Consumer Staples: 15.8%
Industrials: 14.3%
Energy: 12.1%
Technology: 11.4%
Consumer Discretionary: 6.2%
Utilities: 4.5%

5-Year Dividend History

Year Annual Dividend Growth
2025≈ $1.03≈ +4%
2024≈ $0.99≈ +12%
2023≈ $0.89≈ +3%
2022≈ $0.86≈ +13%

Per-share totals adjusted for the October 2024 3-for-1 split and rounded, so years are comparable. Multiply by three to compare with pre-split figures quoted elsewhere. Schwab publishes the exact distribution history.

SCHD FAQ

What is SCHD's dividend yield?

About 3.89% on a trailing basis at our last review — roughly $389 a year per $10,000 invested. The yield moves as the share price changes and as Schwab adjusts each quarterly payout.

Does SCHD pay monthly dividends?

No. SCHD pays quarterly, in March, June, September, and December. If you want monthly income, see our list of ETFs that pay monthly dividends. Pairing SCHD with a monthly payer such as JEPI is a common combination.

What is SCHD's expense ratio?

0.06% a year, one of the lowest among dividend ETFs. See the low-cost dividend ETF list.

SCHD vs VYM vs DGRO: which is better?

SCHD has the highest yield and the strictest quality screen, but it holds only about 100 stocks. VYM is broader, with 500+ holdings and a lower yield. DGRO favors dividend growth over current yield. Compare them in SCHD vs VYM, DGRO vs SCHD, and the three-way SCHD vs VYM vs JEPI.